Women are particularly guilty of this---buying stuff they never planned of buying because of its monstrous price tag. But one day at a discreet surplus store you find that thing displayed at 1/4 of its original price and you impulsively buy three of those with much regret later.
Impulse- buying can truly hurt the budget and it takes tons of self-discipline to avoid the pitfalls each time you come across goods that look so irresistible. This happens most especially when you have the money to splurge. You just buy, buy, buy like there was no tomorrow. At the end of the day you take a quick count of the cash left and you're almost down to nothing. It can really be a bad day for you to be going around without even a penny in your pocket as a result of that splurging which will leave you penniless within the next few days.
So, whenever the impulse to buy comes, check yourself and think of the rain. It is better to stay home when it rains.
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